Structured Finance
Our structured finance research page offers in-depth insights into market trends across traditional sectors, including ABS, RMBS, CMBS, CLOs, and other structured credit, together with coverage of complex, non-traditional transactions that draw on multidisciplinary expertise.
Consumer Pulse: U.S. RMBS And ABS Performance Update
U.S. consumers continue to face affordability challenges as inflation remains stubbornly high despite government efforts to bring it in line with the Federal Reserve's (Fed) 2% target. Interest rates are still elevated and fixed-rate mortgages continue to hover at around 6%-7%, both having risen sharply after the COVID-19 pandemic following several years of historic lows. Combined with the almost 40% increase in national home prices during the pandemic, these factors exacerbate already high homeownership costs. This report provides updates as to how the ongoing strain on consumer credit could affect the collateral that backs certain asset- and residential mortgage-backed securities (ABS and RMBS) transactions that are rated by S&P Global Ratings.
European And North American Private Credit And Middle-Market Comparison Q3 2026
Europe’s private debt pool still lags that of North America. Europe has just over 250 credit-estimated borrowers, a fraction of North American’s more than 3,800. European borrowers operate with thinner credit cushions, although North American companies have a higher proportion of ‘ccc’ category exposure (15% versus 13% in Europe).
Featured Products
Latest Research & Insights
Talk to an Expert
Learn more about Structured Finance
Please fill out the form so we can connect you to the right person.