Financial Institutions
Monetary policy, tech disruption and evolving regulations are forcing financial institutions to take a hard look at their business models. You will find here some insights into how these trends are affecting the credit profile of our broad coverage of banks, asset managers, clearing houses and other non-bank financial institutions.
Resilient Banks Face Market, Geopolitical, And Digital Risks: Highlights From Our 2026 European Financial Institutions Conferences
There is nothing quite like a shared belief that things are going well to make a banking conference a little uneasy. This tension was evident in the cautious optimism that provided the backdrop to S&P Global Ratings' European Financial Institutions Conferences 2026, held in Frankfurt on Sept. 22, London on Sept. 24, and Paris on Oct. 1.
The conferences heard how prudent management and relatively benign industry conditions have delivered notable European banking strength. Across much of the region, banks are characterized by robust balance sheets, ample liquidity, and strong profitability that support credit quality, and, in many instances, improved valuations.
Credit FAQ: When Does More Capital Stop Lifting European Bank Ratings?
European banks have substantial capital buffers relative to their regulatory requirements. This follows years of banks ramping up capitalization--on both a regulatory basis and based on our measurement of risk-adjusted capital (RAC)--since the global financial crisis and European sovereign debt crisis.
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