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    Financial Institutions

    Monetary policy, tech disruption and evolving regulations are forcing financial institutions to take a hard look at their business models. You will find here some insights into how these trends are affecting the credit profile of our broad coverage of banks, asset managers, clearing houses and other non-bank financial institutions.

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    It's Not Banks That Will Transform Europe's Financial Ecosystem

    NBFIs play an important role in transforming Europe's financial ecosystem. To address generational challenges--such as aging populations (see chart 1), technological transformation, and climate change (see chart 2)--it must re-orient capital flows and move cash from household and corporate balance sheets into capital markets.

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    Digital Infrastructure
    S&P Global Ratings believes that the Middle East war, depending on duration and scale, could have long-lasting effects on commodities and financing conditions, global supply chains, and macro-credit conditions more broadly.
    Explore All Coverage
    Banking Industry Country Risk Assessment (BICRA)

    Interactive Dashboard

    Banking Industry Country Risk Assessment (BICRA)

    Explore the Interactive Dashboard: Capital IQ Pro subscribers can access our interactive Banking Industry Country Risk Assessment (BICRA) dashboard to compare, analyze, and track BICRA Scores. 
    Explore Now

    Digital Banking And AI In Mexico: Greater Inclusion, Stronger Efficiency, And Gradual Disruption

    S&P Global Ratings expects digital banking and related AI tools will transform financial services in Mexico through two distinct, though closely connected, channels. The first is accelerating financial inclusion and banking adoption among the greater population. The second is the optimization of banks' business models through improvements in efficiency, customer experience, and risk management.

     

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    Access our most recent Ratings Actions.

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