The Outlook For U.K. And Irish Banks In 2025

Our stable ratings for large U.K banks and our recent positive rating actions on Irish banks, indicates that the outlook for these two banking systems should remain supportive in 2025. That said, the risks and opportunities in both systems continue to evolve, and include:
      

• Whether bank earnings could remain resilient, even as policy rates fall;
• The uncertainties from potential claims on motor finance commissions in the U.K.;
• The outlook for bank capital, and what it could mean for shareholder distribution and M&A;
• The competitive landscape;
• Political risks, both in a national context and from broader geopolitical uncertainty;
• Supply and demand considerations for capital market issuances in 2025. 

      
To discuss these topics and address your questions, please join S&P Global Ratings’ senior European analysts and our special guest John Cronin – former bank equity analyst at Goodbody and founder of SeaPoint Insights – for a live interactive webinar on Wednesday, December 11, 2024 at 11:00 a.m. GMT / 12:00 p.m. CET.
       
We invite you to submit your questions early via the registration page to allow greater scope for them to be addressed by our speakers. You are also welcome to submit questions live during the webinar. Register here ›

We hope you can join us live, however if you are unable to participate; you can still register to access the replay on-demand, at your convenience.