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Natalia Ilina is part of the EMEA Scorecard team within Data, Valuations & Risk Analytics, based in London. She works with credit-sensitive institutions — including banks, insurers and asset managers/funds — to strengthen their internal rating systems across low-default asset classes such as corporates, financial institutions, specialized lending, and public finance. Throughout her career, she has been deeply engaged in the credit rating industry as a rating analyst, criteria developer, and rating advisor.