Credit Assessment Scorecards
With credit markets constantly evolving, how effectively do you manage risk?
S&P Global Market Intelligence’s Credit Assessment Scorecards provide credit and investment management professionals with the essential tools to identify and manage potential default risks of private, publicly-traded, rated, and unrated companies and government entities, across a multitude of sectors.
Some Scorecards are enhanced to include visualized Environmental, Social and Governance (ESG) analysis, to help estimate the impact of ESG factors on credit risk while working through the regular credit assessment process.
Learn More about Credit Assessment Scorecards
Risk Insight: Efficiently tracking the creditworthiness of new customers
Watch Bob Durante of S&P Global Market Intelligence explore how a multinational utility company put in place a consistent and efficient system to track the creditworthiness of hundreds of new customers.Watch Video
Gain confidence in your decision-making and the reliability of your company’s internal risk rating systems with broad sector and geographic coverage. Access 70 Scorecards for all major asset classes, governments, real estate, and project finance. Rely on leading benchmarks, including 140 Industry and Country Risk scores.Learn More
Follow a roadmap to consistently assess creditworthiness, focusing on the key risk factors most predictive of default risk. Scorecards’ standardized structure allow for replicability year-to-year, analyst-to-analyst, and numerical outputs are broadly aligned with S&P Global Market Intelligence’s credit model scores, supported by historical default data dating back to 1981, and can be adapted to your own internal scale.Learn More
Make analysis easy, fast, and convenient. Key features include the ability to automate the spreading of financial ratio data using the Excel Add-in, transparent and in-depth model development and maintenance documentation to help meet regulatory requirements, seamless annual updates, the ability to deploy quickly, and extensive training for each Scorecard we offer.Learn More
Essential Solutions for IFRS 9 and CECL
Our suite of Scorecards and credit-related solutions can help institutions comply with both IFRS 9 and CECL by providing access to historic credit ratings, default and loss data, credit risk, and loss assessment models. Scorecards provide an impairment calculation engine which incorporates macroeconomic conditions and market information to produce 1-year and lifetime calculations.Learn more about our Regulatory Solutions
Risk Insight: How US Transportation Credit Quality is Affected by COVID-19
Watch Isabella Vallory of S&P Global Market Intelligence discuss how the COVID-19 pandemic has been a disruptive force that has dramatically changed the US transportation industry.
Assess credit risk with confidence.
Assess credit risk with consistency.
Assess credit risk with convenience.
S&P Global Market Intelligence - Credit Risk Product of the Year
Commercial Real Estate: Credit Risk Considerations for Direct Lending and Private Debt
Tune into this on-demand webinar, where we discuss the current state of the Commercial Real Estate (CRE) market. We also cover credit risk best practices applicable to both direct lending and private debt, paying particular attention to CRE and Real Estate Investment Trusts (REITs).
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Our modeling and integration team is available to help enhance your existing internal processes and scoring models and explain the methodology of our calculations.
See our solutions in action.
Read our case studies
See how a large South East Asian investment bank is growing its DCM business
See how an Asian asset manager adopts a best-practice approach to assess credit risk
Learn how a National Bank in South East Asia is using our Credit Assessment Scorecards to comply with IFRS 9.
Learn how a leading Multilateral Latin American Development Bank is using our Credit Assessment Scorecards to evaluate Project Finance credit risk.
Automating the Borrower Credit Assessment Process at a Universal Bank.