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Top banking moves: Franklin Savings Bank names COO; Heritage Bank appoints CEO

S&P Global Market Intelligence presents a weekly news summary of executive management and board chair-level changes in the bank and thrift industry.

Dec. 23

Franklin, N.H.-based Franklin Savings Bank promoted Brian Bozak to COO in addition to his existing role as senior vice president and CFO.

Franklin Bancorp MHC is the parent company of Franklin Savings Bank.


Federal Home Loan Bank of Des Moines appointed Kristina K. Williams president and CEO, effective Jan. 20, 2020, replacing Mike Wilson.

Wilson, who took on the role in 2016, will continue as an adviser to Williams until he retires Feb. 7, 2020.

Williams has led Federal Home Loan Bank of Pittsburgh as COO since 2011. She will resign from that position, effective Jan. 3, 2020.

Dec. 20

Burlington, Ky.-based Heritage Bank Inc., a unit of Heritage Bancorp Inc., added the CEO title to Chris Caddell's current role as chairman, a position he has held since 2016.

Lee Scheben, who was an executive vice president of the bank, was promoted to president. Scheben has been with Heritage Bank for over 25 years.

In addition, the company appointed Kevin Mooney COO, from his most recent role as vice president for treasury management.


Exton, Pa.-based First Resource Bank's board named CFO Lauren Ranalli to the additional role of president, effective Jan. 1, 2020.

Ranalli was executive vice president along with her CFO title.

Dec. 19

Nashville, Tenn.-based Pinnacle Financial Partners Inc. hired Rob Garcia as Atlanta president as the company looks to enter the Atlanta market in 2020, possibly with a de novo.

Previously, Garcia worked at Synovus Financial Corp. as division CEO for its largest area comprising metro Atlanta and northwest Georgia.

More announcements related to hiring and other developments are expected in the first quarter of 2020.


Elberton, Ga.-based Pinnacle Financial Corp. agreed to acquire Clarkesville, Ga.-based SBT Bancorp Inc. and its unit Southern Bank & Trust in a cash-and-stock transaction valued at about $36.0 million, or about $27.37 for each outstanding share of SBT common stock.

Upon completion of the deal, expected to close in the first half of 2020, L. Jackson McConnell Jr. will continue as president and CEO of Pinnacle. Southern Bank & Trust President and CEO Tony Collins will join Pinnacle's board and continue as senior market executive within Pinnacle Bank, with the primary responsibility of overseeing the communities served by Southern Bank & Trust.


Doylestown, Pa.-based Covenant Financial Inc. agreed to merge into Wellsboro, Pa.-based Citizens & Northern Corp. in a transaction valued at about $77 million. The deal is expected to close in the third quarter of 2020. Covenant Financial unit Covenant Bank will merge into Citizens & Northern subsidiary Citizens & Northern Bank.

Covenant Bank President and COO Blair Rush will join Citizens & Northern Bank's market leadership team as executive vice president and region president. Chief Lending Officer Kelley Cwiklinski will continue as senior vice president and regional commercial lending executive.

Citizens & Northern will appoint two current members of Covenant Financial's board to Citizens & Northern's board. Two current Covenant Financial directors will also be appointed to Citizens & Northern Bank's board.