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Depository Rates for US Banks and Credit Unions

S&P Global Market Intelligence expanded its coverage of depository rates in 2018 with the acquisition of RateWatch to provide a single source for interest rate data and analytics.

  • US Depository Interest Rates
  • Retail and Business Fee Comparisons
  • Aggregate Depository Interest Rates
  • Historical Rates

In-depth comparison of relevant deposit & loan products.

Depository interest rate coverage provides detailed competitive intelligence on banks and credit unions across the U.S. market, including more than 70 standard retail banking products, ranging from deposit products to consumer loan and mortgages.

  • Depository Interest Rate Ranking - Quickly rank your interest rates against your competitors across savings, consumer loans and mortgage products, and evaluate how repricing could affect your position in selected markets.
  • Detailed Interest Rate Report - View your competitors' rates in detail, broken down by type of institution and color-coded for easy analysis. Report includes deposit market share for each institution by product type as well as the most recent date the rates were collected and the rate change since last update.
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Maximize non-interest income with a competitive advantage for your relationships.

Compare interest rates and make informed pricing decisions faster and easier by accessing relevant, timely, and reliable competitor data.

  • Retail - Consists of what day to day consumer customers/members are charged for typical banking services and accounts.
    • Retail Fee Report
    • Retail Product Analysis - Checking, Money Market and Saving
  • Business - Charges to large scale corporations who have high volume of transactions.
    • Cash Management
    • Business Product Analysis - Checking, Money Market and Savings
  • Loan - Charges to consumer customer/members on services related to auto loans, personal unsecured loans, home equity and mortgages.
    • Loan Fee Reports
  • Retail Fee and Cash Management Aggregate - Analyze National and State Averages for Retail and Cash Management standard products
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Gain perspective on your financial institution’s interest rates on a larger scale, beyond your direct competition.

Analyze reports that display aggregate depository interest rate data, by product and market, as well as the top or bottom rates available by products within a market.

  • Depository Rates by Region - Compare how one specific depository products aggregate rates; averages, high and low; compare between markets (state, MSA or county).
  • US Depository Rates - View aggregate rates; averages, high and low; for all the standard depository products within a specified market.
  • Top Depository Rates - View the top and bottom rates being offered for all the covered standard products in a specific county, MSA, state or the U.S. market.

Reliable banking industry data for academic and financial research.

S&P Global Market Intelligence is your go-to source for an essential, comprehensive database that provides historical interest rates and fee data. Power research insights in the fields of economics, business, finance, and more. We monitor hundreds of deposit and loan products for rates, fees, and account details at financial institutions across the United States.

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