Supporting Banks Through Today’s Increasingly Complex Risk Environment
Increased competition, heightened regulations, and volatile market conditions require banks to work faster and smarter.
Digitization in Credit Risk Management
Risk management at banks continues to become more complex due to increased competition, heightened regulations, and volatile market conditions. To stay ahead of the market, ready access to extensive data, robust analytical tools, and automated solutions is imperative to help:
- Define the risk strategy
- Addressing operational issues
- Enhancing credit risk practices
At S&P Global Market Intelligence, we understand that reliable data is a critical asset for success and that is why we have combined our extensive global data with robust analytical solutions, automated workflow tools, and a wide range of delivery options to help banks minimize risks, increase efficiencies, and reduce costs.
Use the latest data and techniques to push credit risk analysis to a new level
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Phase 1: Define your risk strategy
Key Steps
- Determine country and industry risks
- Understand regulatory issues
- Identify emerging risks, such as Sustainability issues, new entrants, and Fintech
Key Solutions
With access to our extensive global data and insights from our robust analytical solutions and automated workflow tools, you will be able to:
- Gain insights from S&P Global Ratings based products and research
- Access extensive country, market, and company intelligence
- Review proprietary industry and company reports from leading brokerage and research houses globally
- Identify emerging risks associated with sustainability, new entrants, Fintech and more
- Understand regulatory issues and benchmark performance against peer groups
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Phase 2: Address operational issues
Key Steps
- Minimize risks from manual processes
- Eliminate discrepancies in entity definitions between internal and external data
- Understand data sources
Key Solutions
With a range of data cleansing, investigations, and delivery choices
- Automate data delivery feeds, APIs, or Excel®-plugins
- Leverage cross reference tools for entity resolution to link internal and external data
- Use direct links to trace data back to source documents
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Phase 3: Enhance credit risk practices
Key Steps
- Employ consistent end-to-end data
- Leverage proven methodologies for traditional models
- Deploy new approaches to complement traditional models
Key Solutions
With renowned analytical solutions and automation options
- Access deep industry-specific intelligence, especially for the banking sector
- Reduce model risk by leveraging proven methodologies and benchmarks
- Utilize a suite of models to quantitatively generate credit scores
- Employ Scorecards for low-default portfolios that lack internal default data necessary for statistical models
Automate existing internal risk models, credit reviews, and other reporting
Featured Solutions
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We're proud of our recent awards!
- Global Data Provider of the Year, 2024
- Best Outsourcing Provider, 2024
- Best AI-Based Solution for Data Discovery, 2024
- Credit Risk Management Solution of the Year, 2024
And, we delight in supporting our customers with 24x7x365 customer service and a 98% customer service satisfaction rate.
If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at S&P Capital IQ Pro or S&P Capital IQ