Ratings and research play an essential role in how you monitor risk. As the official source for S&P Global Ratings credit ratings and research, RatingsDirect combines this Essential Intelligence® with comprehensive market data, credit risk indicators, and dynamic visualization tools, all on a single platform.

Get the whole credit story, faster, from your desktop or on the go.

CreditCompanion™ is a powerful GenAI chatbot designed to help RatingsDirect® users efficiently uncover, analyze, and summarize credit research insights. Harnessing the latest advancements in Natural Language Processing (NLP), Large Language Models (LLMs), and a tailored Retrieval Augmented Generator (RAG), CreditCompanion operates seamlessly to deliver accurate and relevant responses.

CreditCompanion™ will benefit users of RatingsDirect in several ways:

• Streamlined Access to Information: CreditCompanion™ offers an intuitive chat interface that simplifies access to S&P Global Ratings data and research, making it easier for clients to find relevant information quickly. 
• Efficient Search Capabilities: The application allows users to conduct both structured and unstructured queries, uncovering data trends and qualitative insights in one place. 
• Enhanced Credit Analysis: Clients can conduct comparative credit risk analysis between peer firms and quickly create SWOT analyses. 
• Comprehensive and Natural Language Summarization: CreditCompanion™ synthesizes insights across a vast library of published research, allowing users to quickly uncover themes and insights. It also generates natural language summaries, explanations, or comparisons of ratings, research, and insights across entities, sectors, regions, and markets. 
• Reliable and Transparent Information: The tool provides thorough linking to relevant source documents from S&P Global Ratings, ensuring that clients can confidently rely on the responses they receive.