A.M.Best has affirmed the financial strength ratings of A++ (Superior) and theissuer credit ratings of "aa+" of State Farm Life Insurance Co. and (together referred to as State Farm Life). The outlook for eachrating is stable. Both companies are domiciled in Bloomington, IL.

StateFarm Life Insurance Company represents the core life insurance affiliate of StateFarm. The ratings reflect A.M. Best's opinion that State Farm Life is anintegral member of State Farm, marketing a wide array of protection and assetaccumulation products, while benefitting from the competitive advantagesderived from State Farm's exclusive multi-line career agency system. Theratings also recognize State Farm Life's superior stand-alone risk-adjustedcapitalization and profitable operating performance primarily generated fromits stable core ordinary life segment.

Bankingand other financial services are offered through affiliates to further enhancethe sale of personal lines products. The State Farm group's main distributionchannel is its exclusive independent agency force, which along with massadvertising, has contributed to high customer retention rates and below averageexpense ratios.