First CityMonument Bank Ltd. CEO Ladi Balogun said March 31 that the bank haschanged its loan growth guidance for 2016 to 5% from 9% as it seeks to maintaincapital instead of holding additional risky assets, Reuters reported the sameday.

Balogun said the bank will concentrate on managing its loanbook in 2016 rather than indulging in activities to grow aggressively, Reutersnoted.

He added that ROE will increase in single digits in 2016 andwill rise to double digits in 2017.