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American Express Credit expects to report YOY net income decline in Q1

American Express CreditCorp. expects to report net income of $51 million for the quarter endedMarch 31, compared with $68 million in the prior-year quarter.

The company anticipates recording provisions for losses of $36million for the quarter, compared with $40 million for the year-ago quarter, anda ratio of earnings to fixed charges of 1.70, compared to 1.69 for the prior-yearperiod, according to a Form 8-K.