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Mobile banking use continues to rise, Fed survey suggests

Forty-threepercent of adults with mobile phones and bank accounts reported using mobilebanking as of November 2015, according to a Federal Reserve Board report,Consumers and Mobile Financial Services 2016.

Thisrepresents an increase of 4 percentage points from the prior year's survey,according to the report released March 30 that documents consumers' use ofmobile phones as they bank and carry out financial activities.

The mostcommon way that consumers use mobile banking is checking their account balancesor recent transactions, followed by transferring money between accounts. Morethan half of mobile banking users received an alert from their financialinstitution through a text message, push notification, or email, making thisthe third most common use of mobile banking.