trending Market Intelligence /marketintelligence/en/news-insights/trending/u2_nEDdA0jqHTl1UNWSygw2 content esgSubNav
Log in to other products

 /


Looking for more?

Contact Us
In This List

OCC, FDIC proposals would offer flexibility on company-run stress tests

Blog

Banking Essentials Newsletter: May Edition

Blog

Latin American and Caribbean Market Considerations Blog Series: Focus on IFRS 9

Blog

Banking Essentials Newsletter: April Edition - Part 2

Blog

The Evolution of Cloud Banking: Successful Implementation & Frameworks


OCC, FDIC proposals would offer flexibility on company-run stress tests

Banks with less than $250 billion in assets would be exempt from company-run stress tests under two separate proposals from the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency.

Companies that would still be subject to those stress tests would have more flexibility under the proposals, which follow up on Congress' approval of a package making several tweaks to the Dodd-Frank Act. Those companies would generally have to conduct those stress tests every two years, rather than annually. The stress tests would also no longer include an adverse scenario, which would narrow down the scenarios banks have to model from three to two.

The Federal Reserve recently proposed other changes that would ease company-run stress-testing requirements for bank holding companies with less than $250 billion in assets, among other things.

All three regulators are taking public comments on their proposals.