trending Market Intelligence /marketintelligence/en/news-insights/trending/tRUFvOh6Bd-N6BXVntb5kw2 content
Log in to other products

Login to Market Intelligence Platform

 /


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

Thank you for your interest in S&P Global Market Intelligence! We noticed you've identified yourself as a student. Through existing partnerships with academic institutions around the globe, it's likely you already have access to our resources. Please contact your professors, library, or administrative staff to receive your student login.

At this time we are unable to offer free trials or product demonstrations directly to students. If you discover that our solutions are not available to you, we encourage you to advocate at your university for a best-in-class learning experience that will help you long after you've completed your degree. We apologize for any inconvenience this may cause.

In This List

Capital ratios at Europe's largest banks in Q3

Street Talk - Ep. 64: Coronavirus jumpstarts digital adoption

Street Talk Podcast

Street Talk - Ep. 63: Deal talks continue amid bank M&A freeze, setting up for strong Q4

Street Talk Podcast

Street Talk - Ep. 62: 'Brutal' outlook for oil demand offers banks in oil patch no relief

Amid Q1 APAC Fintech Funding Slump, Payment Companies Drove Investments


Capital ratios at Europe's largest banks in Q3

A majority of European banks with more than €100 billion in assets posted a quarter-over-quarter increase in fully loaded common equity Tier 1 ratio in the third quarter, according to data from S&P Global Market Intelligence.

Of 36 banks in the sample, 19 reported an increase in CET1 ratio, with Norway's DNB ASA posting the biggest quarterly improvement of 97 basis points to 18.27% in the period. U.K.-based Lloyds Banking Group PLC, meanwhile, endured the largest quarterly decline in the ratio, shedding 50 basis points on a quarterly basis to 13.17%.

Britain's Nationwide Building Society led the table with a ratio of 31.28% in the third quarter, followed by OP Financial Group with a ratio of 19.60%. Spanish lenders Banco Santander SA and Banco de Sabadell SA reported the lowest ratios of 11.30% and 11.37%, respectively, in the period.

The ratio quantifies a bank's CET1 capital as a percentage of risk-weighted assets, and banks in the region must have a fully loaded CET1 ratio of at least 7% from 2019 onward under Basel III regulations, comprising a minimum 4.5% CET1 ratio and a 2.5% capital conservation buffer.

SNL Image

Read more data-led stories about European banks' capital and liquidity coverage ratios.

Liquidity coverage ratios at Europe's largest banks in Q3

Leverage ratios at largest European banks in Q3