formed anew business group focused on payments capabilities and digital products. Thecompany expanded roles for a number of its senior leaders, who will also becomemembers of the company's operating committee.

Theappointments are effective Nov. 1, and will report to President and COO TimothySloan.

AvidModjtabai was named head of payments, virtual solutions and innovation. She isalready a member of the operating committee and presently leads the consumerlending group and cross-company operations.

FranklinCodel, head of home lending, was appointed as head of consumer lending. He willjoin the operating committee, along with Perry Pelos, who was named head ofwholesale banking. Pelos oversees Wells Fargo's commercial banking services arm.

Mary Mack,who heads community banking, will also join Wells Fargo's operating committee.