China EverbrightBank Co. Ltd. said March 29 that net profit attributable to shareholderstotaled 29.53 billion yuan for the full year ended Dec. 31, 2015, up 2.23% yearover year from 28.88 billion yuan.
EPS went up 1.61% to 63 fen from 62 fen.
Net interest income grew to 66.46 billion yuan in 2015 from 58.26billion yuan in the prior year, while operating income rose to 93.36 billion yuanfrom 78.77 billion yuan.
The net interest margin for 2015 slid to 2.25% from 2.30% forthe previous year.
The bank's nonperforming loan ratio rose to 1.61% from 1.19%,while the provision coverage ratio dropped to 156.39% from 180.52%.
China Everbright Bank's capital adequacy ratio as of Dec. 31,2015, rose to 11.87% from 11.21% a year earlier. Its core Tier 1 capital adequacyratio dropped to 9.24% from 9.34% while the Tier 1 capital adequacy ratio climbedto 10.15% over the same period.
The board approved a dividend of 19 fen per share for 2015, upfrom 18.6 fen per share for the previousyear.
As of March 29, US$1 wasequivalent to 6.51 Chinese yuan.