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Kroll assigns ratings to RBB Bancorp, unit

Kroll Bond Rating Agency said March 4 that it assigned a seniorunsecured debt rating of BBB+, subordinated debt rating of BBB, and short-term debtrating of K2 for assigned Los Angeles-based RBBBancorp.

It also assigned a deposit rating of A- and short-term debt anddeposit ratings of K2 for the subsidiary, RoyalBusiness Bank.  The outlook onall long-term ratings is stable.

The ratings are supported by very strong financial metrics, includingsound capital ratios, healthy profitability, superior asset quality and above averageefficiency, the agency said, adding that the ratings are also reflective of theconservative underwriting practices of the company and sound position in the Chinesebusiness banking niche market.