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Provident Financial cut mortgage banking headcount in FY'18

Provident Financial Holdings Inc. made "necessary adjustments" to its mortgage banking business model in fiscal 2018 due to persistent weakness in mortgage banking fundamentals, Chairman and CEO Craig Blunden said in a statement.

During the 2018 fiscal year, the bank cut its retail production offices by 25% to nine and lowered its mortgage banking staffing levels by approximately 32%, Blunden said.

Provident Financial reported net income of $1.4 million, or 18 cents per share, for the fourth quarter of fiscal 2018, compared to $964,000, or 12 cents per share, in the year-ago period.