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Insurance ratings actions: Fitch affirms Protective Life, subsidiaries

S&P Global Market Intelligence compiles ratings actions in the insurance space daily through 5 p.m. ET. Actions after 5 p.m. ET will be included in the following day's roundup.

U.S. and Canada

A.M. Best affirmed the financial strength rating of A and the long-term issuer credit rating of "a" of Midland, Mich.-based Dorinco Reinsurance Co.

The outlook of these ratings remains stable.

The ratings reflect Dorinco's very strong balance sheet, strong operating performance, limited business profile and appropriate enterprise risk management.

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Demotech Inc. assigned a financial stability rating of A', Unsurpassed, to Mutual of Enumclaw Insurance Co.

The rating is assigned to insurers with "unsurpassed" financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an "acceptable" level of financial leverage, "reasonable" loss and loss adjustment expense reserves and realistic pricing.

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Fitch Ratings affirmed the A- long-term issuer default rating of Birmingham, Ala.-based Protective Life Corp. and the A+ insurer financial strength ratings of its primary life insurance subsidiaries.

The subsidiaries are Protective Life Insurance Co., Protective Life and Annuity Insurance Co., West Coast Life Insurance Co. and MONY Life Insurance Co. The outlook is stable.

Fitch said Protective Life continues to perform within rating expectations. The agency also noted the company's "strong" position in the life insurance market, "strong" balance sheet fundamentals due to its "solid" risk-based capitalization, and above-average total leverage because of reserve funding arrangements.

Europe

Fitch affirmed the BBB+ insurer financial strength ratings of Italy-based Società Reale Mutua di Assicurazioni and core Spanish subsidiary Reale Seguros Generales SA with negative outlooks.

Fitch said the ratings are affected by Italy's sovereign rating of BBB with a negative outlook due to Reale Mutua's exposure to Italian-based debt securities. The agency also said the company enjoys "very strong" capitalization and a "strong" business profile.

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