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UK FCA approves P2P lender RateSetter

Peer-to-peer lending platform RateSetter received full regulatory approval from the U.K.'s Financial Conduct Authority, the company said Oct. 17.

This comes after the FCA warned peer-to-peer, or P2P, lending companies in March that operating without necessary regulatory approvals may be considered a criminal offense. The FCA also asked P2P entities if they made loans to lenders unauthorized to take deposits.

In August, the U.K. regulator also said it will review the P2P lending business after concerns over the rapid growth of loans from the platform.

RateSetter CEO Rhydian Lewis said the company supports "effective regulation to protect customers and enable industries to compete and grow."