Kentucky Federal Savings and Loan Association merged into Cincinnati Bancorp (MHC) subsidiary Cincinnati Federal (MHC), effective Oct. 12.

As a result of the merger, Kentucky Federal's three banking offices now operate as branches of Cincinnati Federal under the name "Kentucky Federal, A Division of Cincinnati Federal."

Kentucky Federal's depositors and borrowers as of the effective date of the merger became depositors and borrowers of Cincinnati Federal and members of Cincinnati Federal's parent mutual holding company, CF Mutual Holding Co.