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Moody's assigns rating on Home Point Financial

Moody's assigned Ann Arbor, Mich.-based Home Point Financial Corp. a servicer quality assessment of SQ3+ as a primary servicer of prime residential mortgage loans.

The rating agency believes that Home Point's collection abilities are above average. The company uses comprehensive scorecards to provide collection agents with daily and monthly feedback, which are then assessed by an independent call monitoring group monthly.

Moody's also noted that Home Point Financial's loss mitigation abilities, foreclosure and real estate-owned timeline abilities, loan administration function and servicing stability were all average.