Krung ThaiBank PCL posted a 2.72% year-over-year increase in net profit forthe second quarter.

The bank on July 21 reported a rise in second-quarterconsolidated net profit attributable to equity holders to 8.68 billion bahtfrom 8.45 billion baht for the prior-year quarter. EPS for the quarter rose to62 satang from 60 satang.

Net interest income for the quarter climbed to 22.18 billionbaht from 20.90 billion baht. Net fees and service income rose to 5.33 billionbaht from 4.60 billion baht.

Total operating income rose to 30.71 billion baht from 29.61billion baht, while operating profit before income tax expenses grew to 10.97billion baht from 9.94 billion baht.

Provision for bad debts, doubtful accounts and loss onimpairment totaled 7.74 billion baht in the second quarter, up 3.01% year overyear.

For the first half, Krung Thai Bank posted a 0.98%year-over-year decline in consolidated net profit attributable to equityholders to 16.22 billion baht from 16.38 billion baht. EPS for the half fell to1.16 baht from 1.17 baht.

The bank's nonperforming loans totaled 94.22 billion baht asof June 30, up 23.37% from the end of 2015. Its gross NPL ratio for the periodwas 3.89%, while its net NPL ratio was 1.94%.

As of June 30, the bank's total capital ratio was 15.84%, upfrom 15.22% at Dec. 31, 2015. Its common equity Tier 1 ratio for the period was11.68%, while its Tier 1 ratio was 12.02%.

As of July 21, US$1was equivalent to 34.99 Thai baht.