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Help to Buy mortgage guarantee scheme set to close

The U.K. government will close the mortgage guaranteeportion of its "Help to Buy" scheme at the end of 2016, ChancellorPhilip Hammond has confirmed.

The scheme, launched in 2013, provided a guarantee forlenders on mortgages, allowing borrowers to take out higher loan-to-valueloans. The government will maintain its equity loan program, under which itprovides buyers with loans of up to 20% of their home's value, meaning thatborrowers need put down only a 5% deposit.