Editors' picks for the week include a piece onWall Street's expectation that Wells Fargo's scandal will cast a cloud over bigbanks this earnings season, and an interview with NCUA Chairman Rick Metsgerabout the member business lending rule.

Thefraudulent sales scandal enveloping Wells Fargo & Co. is expected to cast a cloud overbig U.S. banks when they report earnings this month, with questions swirlingaround cross-selling practices and whether executives are confident that theirretail staffs are responsibly serving customers.

A number ofmajor and domestic international banks, and other industry groups, met withFederal Reserve officials throughout the first half of the year to urge changesto the central bank's TLAC proposal.

Now thatTexas-based banks have worked to rebuild their so-called "Texaspremium," there is some hope that the group can use the strongercurrencies to spark a rebound in M&A activity.

Regulatoryrequirements could get a lot cheaper for community banks — if they are willingto collaborate, and if they are willing to take on the risks that joiningforces would entail.

In aninterview with S&P Global Market Intelligence, NCUA Chairman Rick Metsgerspoke about the NCUA's member business lending rule, potential changes to fieldof membership requirements and the challenges of a two-man board.