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US commercial P&C rates decrease 1% in September, MarketScout says

U.S. commercial P&C insurance rates decreased 1% inSeptember, same as in August, according to MarketScout.

"The market is locked into an average rate reduction ofminus 1 percent," MarketScout CEO Richard Kerr said in a statement.

By coverage class, commercial auto rates rose 3%, whilerates for professional liability, employment practices liability and crime wentup 1%. Rates for inland marine, umbrella/excess, and workers' compensation wentdown 1%. Rates for commercial property, business interruption, business owners'policy, general liability, directors and officers liability, fiduciary andsurety were flat.

By account size, rates for jumbo accounts with premiums ofmore than $1 million were down 2%. Rates for large accounts of $250,001 to $1million, medium accounts of $25,001 to $250,000 and small accounts withpremiums of up to $25,000 were each down 1%.

By industry class, manufacturing, contracting, service andhabitational were down 1%. Public entity and energy were flat, whiletransportation rose 3%.