A.M. Best affirmed the A- financial strength rating and "a-"issuer credit rating of InStil HealthInsurance Co.

The outlook for each rating is stable.

Concurrently, A.M. Best withdrew the ratings in response to thecompany's request to no longer participate in the interactive ratings process.

The ratings and outlooks reflect InStil's strong risk-adjustedcapitalization, history of positive operating performance and effective managementof exposures, the rating agency said.