Hua Xia Bank Co. Ltd.'s net profit for the six-month period ended June 30 remained almost flat year over year.

Net profit attributable to the bank's equity holders edged up to 9.84 billion Chinese yuan from 9.83 billion yuan in the year-ago period. EPS declined year over year to 70 fen from 77 fen.

Net interest income declined to 24.00 billion yuan from 24.11 billion yuan, while net fees and commission income rose to 9.02 billion yuan from 6.93 billion yuan. Investment income fell to 143 million yuan from 335 million yuan in the 2016 first half.

Operating profit increased to 13.15 billion yuan from 13.13 billion yuan.

The Chinese bank saw a decline in net interest margin for the half to 1.96% from 2.34% in the year-ago period. Its nonperforming loan ratio ticked up to 1.68% at the end of June from 1.67% at the end of 2016.

Hua Xia Bank's capital adequacy ratio and Tier 1 ratio were 12.63% and 9.48% as of the end of June, respectively, compared to 11.36% and 9.70% as of 2016-end.

As of Aug. 10, US$1 was equivalent to 6.66 Chinese yuan.