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Banking, most read

This week's most read content includes pieceson Wells Fargo & Co.'s unauthorized account scandal and an interview withMidSouth Bancorp Inc.'s incoming chairman.

While thescandal embroiling Wells Fargo& Co. could create opportunities for smaller banks, many fearit will simply intensify regulatory pressure across the industry.

Former NFLquarterback Jake Delhomme, who will be the chairman of at the end of theyear, spoke with S&P Global Market Intelligence about his vision for thebank and its reliance on the oil industry.

U.S. creditunions continue to grab an increasing share of business loans, but communitybanks still hold the upper hand by far in terms of total loans outstanding inthat lending line.

Many bankstout their ability to sell customers more products and highlight the salestactic as a way to increase revenues at little cost. News that Wells Fargoemployees illegally opened millions of customer accounts brought the practiceof cross-selling into the regulatory crosshairs.

In today'slow-rate environment, financial institutions need noninterest income to offsettheir operating costs. But implementing fees gets a little tricky for creditunions that often like to tout such charges as the difference betweenthemselves and their banking counterparts.