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Insurance ratings actions, April 26

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Insurance ratings actions, April 26

S&P Global Market Intelligencecompiles ratings actions in the insurance space daily through 5:30 p.m. ET. Actionsafter 5:30 p.m. ET will be included in the following day's roundup.

Life and health

A.M.Best upgradedthe financial strength rating to B+ from B and the issuer credit ratings to "bbb-"from "bb+" of USHEALTH GroupInc. units Freedom LifeInsurance Co. of America and NationalFoundation Life Insurance Co.

The outlookfor each rating remains positive.

A.M.Best said the ratings upgrades reflect the group's continued strong operating results,substantial revenue growth in Affordable Care Act-exempt supplemental health linesof business, improved risk-adjusted capitalization and a change in financial leveragestructure. Additionally, the positive outlooks reflect A.M. Best's opinion thatthe group is positioned for future profitable growth.


P&C

A.M.Best affirmedthe B financial strength rating and "bb+" issuer credit rating of

The outlookfor each rating is stable.

Concurrently,A.M. Best withdrew the ratings in response to the company's request to no longerparticipate in A.M. Best's interactive ratings process.

The affirmationconsiders the company's critical role and favorable profile as part of the organization,as well as its strong operating performance during the past five years, providinginsurance coverage to various projects and subsidiaries of Toll Brothers for certainliability risks.


A.M.Best affirmedthe A- financial strength rating and "a-" issuer credit ratings of and its operating subsidiaries.

The affectedunits are State Auto Property &Casualty Insurance Co., MilbankInsurance Co., State AutoInsurance Co. of Ohio, PatronsMutual Insurance Co. of Connecticut, Meridian Security Insurance Co., State Auto Insurance Co. of Wisconsin, Rockhill Insurance Co., Plaza Insurance Co., AmericanCompensation Insurance Co. and BloomingtonCompensation Insurance Co.

Concurrently,A.M. Best affirmed the "bbb-" issuer credit rating of State AutomobileMutual's intermediate holding company, StateAuto Financial Corp.

The outlookfor each rating is stable.

A.M.Best said the ratings reflect State Automobile Mutual's strong risk-adjusted capitalization,long-standing regional market presence, well-established agency relationships, solidbrand name recognition and diversified product offerings. The ratings also reflectthe financial flexibility and access to capital through State Auto Financial.