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Banking, editors' picks

Podcast

Street Talk | Episode 94: Recessionary fears in '22 overblown, Fed could overtighten

Blog

Investment Banking Essentials Newsletter April Edition - 2022

Blog

Banking Essentials Newsletter April Edition - 2022

Blog

Investment Banking Newsletter April 2022


Banking, editors' picks

This week, editorspicked an interview with a BankMobile exec on fintech disruption, among otherissues, and a feature on community banks dealing with technological innovation.

BankMobile execsays people don't need 'hand-holding' from bank branches

"When you're under $10 billion, you really have that in[your favor]. The biggest banks need to have four or five times more volumethan a community bank to generate the same revenue per dollar," LuvleenSidhu, chief strategy and marketing officer of 's BankMobile divisionsaid in response to community banks losing out to fintech disruption.

Banks dividedbetween wait-and-see and full steam ahead

Some community banks are effectively in wait-and-see mode,eager to see a return to normalization on rates and more signs of economicvigor but dubious about pushing too hard for growth in the meantime.

Marketplacelenders to community banks — let's hook up

Marketplace lenders say community banks have something togain by partnering with them, and believe they are ready to handle theregulatory scrutiny that comes with those agreements.

Some lendersstruggle with new mortgage disclosure rules

More than six months after the implementation date for newmortgage disclosure rules, some lenders are still struggling to comply.

The communitybank dual mandate — Have new technology, have great service

At the FDIC's community banking conference April 6, theconsensus was that the community banking model is alive and well, post-crisis. Yet,stakeholders in the small-bank realm grappled with the way that technologicalinnovation coincides with their traditional competitive advantage, relationshipbanking.