A.M. Best has affirmed the Financial Strength Rating (FSR)of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of"a" of Doctors Co. AnInterinsurance Exchange (The Exchange) (Napa, CA) and its whollyowned subsidiary, TDC SpecialtyInsurance Co. (TDC Specialty) (Washington, DC). In addition, A.M.Best has affirmed the FSR of A (Excellent) and the Long-Term ICR of"a" of TDC NationalAssurance Co. (TDC National) (Lake Oswego, OR). The outlook ofthese Credit Ratings (ratings) is stable.

Furthermore, A.M. Best has affirmed the FSR of A-(Excellent) and the Long-Term ICR of "a-" of (APAC) (East Lansing, MI), FirstProfessionals Insurance Co. Inc. (FPIC) (Jacksonville, FL) and (OHIC)(Columbus, OH). The outlook of these ratings is stable.

Concurrently, A.M. Best has withdrawn the ratings of APAC,FPIC and OHIC as management has requested to no longer have these companies,which are in run-off, participate in A.M. Best's interactive rating process.