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India to convert postal department bank into small finance bank

India's Department of Posts, or India Post, will convert India Post Payments Bank Ltd. into a small finance bank, with an aim to open 10 million accounts in the first 100 days, Press Trust of India reported Aug. 1, citing a statement from the department.

The bank will offer microcredit to individuals and small and medium enterprises. India Post will team up with Common Service Centre to offer banking, remittance, insurance, direct benefit transfer, bill and tax payments, among other services, at post offices.