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Proposed guidelines on joint accounts evals at FRBs open to comment

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Proposed guidelines on joint accounts evals at FRBs open to comment

The public comment period is now open for proposed guidelines used to evaluate requests for joint accounts at Federal Reserve Banks.

The proposal on joint accounts is intended to facilitate settlement between depository institutions participating in U.S. payment systems. The proposal is part of efforts to improve the U.S. payment system.

The Fed Board proposes to establish guidelines to broadly outline considerations for evaluating joint account requests, which will be evaluated on a case-by-case basis.

Currently, eligible depositary institutions are allowed one master account by Federal Reserve Banks, but under certain limited circumstances, agent-managed joint accounts are allowed.