webinars Market Intelligence /marketintelligence/en/events/webinars/a-us-banking-system-under-pressure-understanding-the-liquidity-crunch events-detail__hero js-detail-hero esgSubNav
Webinar Replays

A US Banking System Under Pressure: Understanding the Liquidity Crunch

Date:
Thursday, March 16, 2023
Location:
On-Demand
Duration:
60 minutes

Three banks failed in the last week, including the closures of Silicon Valley Bank and Signature Bank, the second and third largest bank failures in U.S. history. The closures ended a long quiet period in traditional bank insolvencies since the Great Financial Crisis and came after the institutions faced a liquidity crunch. The run on the banks that occurred prompted fears over other banks' deposit bases, which in turn led to a broad selloff in bank stocks.  

However, regulators responded to the situation with unprecedented support, by backstopping all deposits at Silicon Valley and Signature, and placing the institutions into bridge banks. Regulators also unveiled a new bank term funding program aimed at shoring up confidence in bank deposits. Many banks have provided intra-quarter updates touting the strength in capital and liquidity and new sources of funding they have secured as well, but institutions have still faced pressure in the public markets.  

Join us for a panel discussion featuring leading banking industry advisors on the implications of this historical event and where the banking industry may be headed from here. 

During this webinar we'll discuss:

  • Were the failures of Silicon Valley and Signature idiosyncratic events?
  • Will more regulation come to the $50B-plus asset banks? Could we see TLAC applied to smaller banks?
  • What have banks done already to calm fears, assure depositors and investors and what actions do they need to take going forward?
  • Does the recent turmoil in the industry represent a buying opportunity for banks?
  • Does the Fed's decision to backstop all deposits at Silicon Valley and Signature essentially guarantee all deposits at other banks?
  • Will the Fed's Bank Term Funding Program sure up confidence in the banking system?
  • What metrics should investors and regulators assess to determine if other banks could face pressure?
  • How will this change regulatory exams? Will liquidity stress-testing become regular practice?
  • Should banks dial back growth goals?
  • What is the outlook for the industry as a whole as a result of the recent events?

Access Now

Moderator

S&P Global Contributor
Nathan Stovall, with 19 years' experience covering the banking sector, is a principal analyst for the FIG Research offering of S&P Global Market Intelligence. His primary responsibilities include covering and analyzing financial institutions, with a focus on the banking industry. Full Bio

Speakers

S&P Global Contributor
David Sandler is a managing director and co-head of investment banking in the financial services group at Piper Sandler. Full Bio
S&P Global Contributor
Christopher McGratty joined KBW in 2004 and was named Head of U.S. Bank Research in 2020. Full Bio
S&P Global Contributor
Mark Kanaly is co-leader of Alston & Bird’s Corporate Area and Banking Practice, and previously Mark served as chair of the Firm’s Management Committee, as well as the chair of the Firm’s Financial Services and Products Group. Full Bio

Alex, please download the S&P Networking App

The Platts Events mobile app puts conference navigation and networking at your fingertips. Available one week before the event, the mobile app gives delegates :

  • Advance access to the attendee list
  • Live agenda updates and networking activities
  • Immediate access to speaker presentations
  • Essesntial, real-time event details and notifications
  • Upload a profile photo, set up a meeting, amd more

* Platts attempts to secure as many speaker presentations as possible, however some speakers choose not to share their materials. Therefore some presentations may not become available. Additionally speaker presentations for this event are only available for download from the networking mobile app and web link

Access this webinar on demand

Access Now

Access this webinar on demand

Access Now