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In a fast-paced and digitally supercharged environment, implementing digital infrastructure, strategies, and frameworks has never been more important for banks. With an even greater push to become digitally resilient and remain competitive, timely access to sector-specific, comprehensive, and reliable intelligence is a key differentiator. From dynamic financial spreading tools to cloud-based storage, get access to a host of capabilities to help streamline and automate your workflow.

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Basel IV Global Regulatory Framework: Financial Metrics

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  • Desktop Intelligence
  • Industry Defining Data
  • Expert Insights
  • Powerful Analytics
  • Unrivaled Sector Coverage
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Fuel your decisions with a single source of actionable intelligence

With S&P Capital IQ Pro's comprehensive, industry-specific data, the possibilities for driving top and bottom-line performance and strengthening your credit risk and counterparty risk assessment are yours. Gain access to data to help navigate volatility and identify risks in the banking sector with liquidity coverage ratio (LCR) composition as well as minimum requirements for capital ratios, leverage ratio, TLAC/MREL ratios for US and Global banks. Enhance your fundamental analysis and stay one step ahead of the competition with deep asset-level coverage, global public and private company information across key industries, and flexible and intuitive analytical tools. That's the power of S&P Capital IQ Pro.

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Data that defines industries. Intelligence that redefines your bank for a new era.

Commercial banks understand that today’s competition requires actionable data, advanced analytics, and cutting-edge solutions. Yet, for many, the path to innovation has been slower-than-expected. Take strides towards data-driven decision-making with deep sector, asset, company, and event-level data sets to enhance fundamental analysis and streamline workflows. With access to sector-specific information for public and private companies across key industries, you can capitalize on opportunities others might miss.

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The right insight can change the world

Powerful insights don’t stem from vast troves of data. They surface when you receive the right information at the right time. In-line with the Basel III framework banks can now access liquidity coverage ratio (LCR) composition as well as minimum requirements for capital ratios, leverage ratio, TLAC/MREL ratios for US and Global banks. Access real-time and Aftermarket research reports from more than 1,800 brokerage, independent, and market research providers to stay on top of key industry trends and gain critical insights. Identify comparables, potential buyers, investments, lenders, and strategic partners. Create and update financial models and Public Information Books (PIBs) with proprietary linking tools in Excel, Word, and PowerPoint.

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Powerful visualization tools to build a 360 view

A great way to understand your data is to visualize it. Screen and refresh the data you need within seconds and seamlessly integrate data into internal reporting tools. Access our full suite of pre-built templates and model them to suit your needs with help from our experts.

Leverage customizable market monitoring dashboards, our upgraded screening functionality, bespoke templates, and robust mapping capabilities to enhance your analysis.

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See the big picture and all its details with amplified macro data

When news breaks, be the first to know. Anticipate macroeconomic trends with essential data, news, and insights on developed and emerging economies across the globe. Gauge country risk while leveraging sector aggregates, sovereign ratings, and qualitative risk analysis.

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Commercial Banking Solutions


  • Risk Management Solutions
  • Commercial Lending
  • Strategy & Planning
  • Business Development and M&A
  • Market Research & Analysis
  • Sustainability
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Accelerate and streamline your end-to-end credit risk management processes.

Improve your credit risk workflows by harnessing our robust credit assessment scores, models and tools, plus default and recovery data, for rated, unrated, public, and private companies across the globe. 

Get a detailed picture of your credit risk exposure with data, models and tools that provide early warning indicators to monitor credit risk deterioration, transparency into drivers of default risk, indicators to assess potential losses and recovery. S&P Global Market Intelligence’s qualitative insights and news provides a deeper view of issues impacting your counterparties.

Automate your workflows with real-time credit data via our powerful data feed management solution, Xpressfeed™ or through API solutions for on-demand data delivery integrated with your systems, portals, and business applications. Alternatively, use our Excel-based financial templates, portfolio-specific news & research, all customized for your portfolio and key workflows.

Evaluate the impact of different climate-related scenarios on counterparties and portfolios with Climate Credit Analytics. Perform climate stress testing and scenario analysis, as well as comply with the Task Force on Climate-related Financial Disclosures (TCFD) recommendations.

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Boost performance and profitability by anticipating industry trends in a timely manner.

Better understand the markets with actionable industry insights. Our comprehensive, reliable, timely public and private company data will help you expand your lending book responsibly and identify new growth opportunities. Uncover the carbon footprint of your lending portfolio and support TCFD requirements using our sustainability data solutions, and optimize your compliance spend in relation to AML and KYC requirements with our comprehensive document library and corporate structure data.

Optimize loan prospecting by accessing loan origination and property data for 25M U.S. Commercial Real Estate (CRE) properties, plus Commercial & Industrial (C&I) (UCC filings for 45 states). Once you’ve identified properties, mortgage, and C&I loans, our platform delivers the associated details and business contact information to put you in touch with key decision-makers.

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Harness industry leading data and research to strategize better.

Enhance your financial planning and analysis process and position yourself better by using market demographics, branch lists, and branch and competitor mapping combined with product demand data and interest rates for deposit and loan products. Evaluate mergers & acquisitions and divestitures with our banking-specific M&A comparisons ratios. Review company merger and capital-raising histories with our comprehensive M&A and equity offerings database.

Drill down into specific company debt or equity issues with our comprehensive capital structure data. Look at debt maturity schedules or check buyer and seller stock performance, all using our online platforms and the integrated Excel Add-in.

Enhance your data strategy to get better insights into your operational performance and power your digital transformation journey.

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Identify new investment opportunities with our comprehensive and trusted data.

Our essential toolkit enables you to identify new business development opportunities within corporate strategy, capital-raising options, and M&A activity.

Identify comparables, potential buyers, investments, lenders, and strategic partners. Create and update financial models and Public Information Books (PIBs) efficiently with proprietary linking tools in Microsoft Excel, Word, and PowerPoint.

Search historical investments and mandates for a targeted and ranked list of potential buyers. Drill down for bonds based on pricing, ratings, and terms and conditions, as well as issuer financials and company information.

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Stay ahead of the curve with our expert research and analysis offering.

Power your strategic and investment decisions with expert insights leveraging our broker and  independent market research from across the globe. Better understand how key developments in your sector such as IFRS 9, TLAC, MREL, Basel IV and TRIM might affect your future growth and capital planning process. Plus, assess your credit risk exposure by leveraging S&P Global Ratings proprietary research.

Utilize automated analytical tools available on the S&P Capital IQ Pro platform to quickly analyze key trends and minimize manual report preparation.

Access in-depth investment research reports from more than 1,800 global brokerage, independent, and market research providers with our Aftermarket Research collection. Leverage expert insights from top research contributors for analysis and forecasts on the companies and industries you need to track. See how the Aftermarket Research collection helps firms like yours discover new insights and assess credit risk.

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Access essential insights on rapidly evolving sustainability risks and opportunities.

With the continued drive towards a low-carbon economy, plus the pressure from regulators and policymakers for disclosure and reporting, embedding sustainability considerations into bank strategies has never been more important.


[Infographic] Insights and Prospects for Eurozone Banks

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Supporting Climate Risk Assessment at a Bank

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Sharpen your business strategy with deep banking data

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How to adopt climate risk integration for Banks

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