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Depository Rates for U.S Banks and Credit Unions

S&P Global Market Intelligence expanded its coverage of depository rates in 2018 with the acquisition of RateWatch to provide a single source for interest rates data and analytics.

  • US Depository Rates
  • Retail and Business Fee Comparisons
  • Aggregate Depository Rates
  • Historical Rates

In-depth comparison of relevant deposit & loan products.

Depository interest rate coverage provides detailed competitive intelligence on banks and credit unions across the U.S., including more than 70 standard retail banking products, ranging from deposit products to consumer loan and mortgages.

  • Depository Interest Rate Ranking - Quickly rank your interest rates against your competitors across savings, consumer loans and mortgage products, and evaluate how repricing could affect your position in selected markets.
  • Detailed Rate Report - View your competitors' rates in detail, broken down by type of institution and color-coded for easy analysis. Report includes deposit market share for each institution by product type as well as the most recent date the rates were collected and the rate change since last update.
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Maximize non-interest income with a competitive advantage for your relationships.

Make informed pricing decisions faster and easier by providing relevant, timely, and accurate competitor data.

  • Retail - Consists of what day to day consumer customers/members are charged for typical banking services and accounts.
    • Retail Fee Report
    • Retail Product Analysis - Checking, Money Market and Saving
  • Business - Charges to large scale corporations who have high volume of transactions.
    • Cash Management
    • Business Product Analysis - Checking, Money Market and Savings
  • Loan - Charges to consumer customer/members on services related to auto loans, personal unsecured loans, home equity and mortgages.
    • Loan Fee Reports
  • Retail Fee and Cash Management Aggregate - Analyze National and State Averages for Retail and Cash Management standard products
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Markets & Deals and Industries Overview for Financial Institutions

Analyze reports that display aggregate depository rates data, by product and market, as well as the top or bottom rates available by products within a market.

  • Depository Rates by Region - Compare how one specific depository products aggregate rates; averages, high and low; compare between markets (state, MSA or county).
  • US Depository Rates - View aggregate rates; averages, high and low; for all the standard depository products within a specified market.
  • Top Depository Rates - View the top and bottom rates being offered for all the covered standard products in a specific county, MSA, state or the U.S. market.

Banking Industry Data for Academic and Financial Research

Your go-to source for essential, comprehensive database that provides historical interest rates and fee data to power research insights in the fields of economics, business, finance and more. We monitor hundreds of deposit and loan products for rates, fees and account details at financial institutions across the United States.

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Do you know your competitors' rates? We do.

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