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Summary
Managing investments in the insurance industry is always a complicated balance between profitability, liquidity, risk mitigation, and a complex regulatory landscape. Those challenges are compounded in today's high interest rate environment, often in a counterintuitive way. Join us for a discussion on both the challenges and how companies are responding, including:
- Higher for longer interest rates
- Exposure to commercial real estate
- The increase in alternative investments
Moderator
S&P Global Market Intelligence
Chris Winter
S&P Global Market Intelligence
Associate Director, Insurance
Chris Winter is the North America Insurance solutions lead for S&P Global Market Intelligence. In this role, Chris helps insurance clients utilize the full suite of solutions offered by S&P, such as financial data, credit risk solutions, data feeds, and more, while specializing in the NAIC Statutory and Rate Filings products. He holds a Bachelor of Arts in History and English from the University of Virginia and an MBA from the College of William & Mary.
Speakers
S&P Global Market Intelligence
Tim Zawacki
S&P Global Market Intelligence
Head of Financial Institutions Research
Tim Zawacki is Head of Financial Institutions Research and Lead North American Insurance Analyst at S&P Global Market Intelligence, where he oversees a team of analysts producing data-driven research across the banking, fintech, and property and casualty, life, and health insurance sectors.
A widely recognized voice in the insurance industry, Tim brings nearly three decades of continuous coverage to bear on the structural forces reshaping insurance markets — from balance-sheet transformation and the accelerating influence of private capital, to the evolving intersection of sustainability and risk transfer, and the wave of consolidation redefining competitive dynamics across every segment of the industry.
A sought-after thought leader, Tim is a frequent speaker at major insurance industry events, where he is known for translating complex regulatory, financial, and strategic developments into clear, actionable perspective. His analysis and commentary are regularly cited in prominent business publications and news outlets, and he is regularly called upon by journalists, executives, and policymakers seeking authoritative views on the forces driving industry change.
Tim previously served as Principal Research Analyst and Insurance Sector Strategist at S&P Global Market Intelligence, roles in which he developed the firm's flagship insurance research franchise and established its reputation for rigorous, data-intensive analysis rooted in NAIC statutory filings. In these capacities he built out coverage across all major insurance lines, originating research on underwriting performance, investment portfolio construction, regulatory developments, and emerging structural trends that has informed the strategies of insurers, investors, and advisors across the market.
Prior to the 2015 acquisition of SNL Financial by S&P Global, Tim spent more than a decade at SNL building deep expertise at the intersection of insurance, financial services, and capital markets, helping to establish the firm’s statutory financial coverage and chronicling the rise, fall and rebirth of the securitization market through the global financial crisis.
He is a 1999 graduate of the University of Virginia.
Brandon Conley
JP Morgan Asset Management | Global Insurance Solutions
CFA, Client Advisor
Theresa Veres
Western Asset Management Company
Portfolio Manager
Theresa M. Veres is a Portfolio Manager with Western Asset and has more than 34 years of experience.
Theresa M. Veres is a Portfolio Manager with Western Asset and has more than 34 years of experience.Theresa is dedicated to managing Insurance strategies which include capital efficient Bank Owned Life Insurance (BOLI) portfolios. Previously, Theresa served as Director and Portfolio Manager with Citigroup Asset Management and as Vice President with Salomon Brothers Inc.
Theresa holds a Bachelor of Science degree from Drexel University
Event Support