2H 2025 Outlook for US Credit Unions: Growth and Asset Quality in Focus

US Credit Unions’ credit quality deteriorated in 2024 with problem assets reaching a decade high as balance sheet growth slowed yet again. Delinquent loan and net charge-off ratios reached their highest levels since 2013, while total asset growth decelerated to its weakest rate in the last decade. The economic uncertainty that has accelerated following Trump's tariff announcements stands to potentially exacerbate the growth and asset quality decline among U.S. Credit Unions for the remainder of 2025. However, despite the questionable economic forecast, credit union executives must put strategic plans and tactics in place to drive profitable asset growth and member growth to position their credit unions for success when economic conditions improve. 

During this webinar, we will discuss:

• Deposit and member growth trends for US Credit Unions
• Rate trends across standard deposit and loan products
• Outlook for loan growth and credit quality across different loan categories
• Strategies, tools and tactics to drive member growth and asset growth