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Summary
US Credit Unions’ credit quality deteriorated in 2024 with problem assets reaching a decade high as balance sheet growth slowed yet again. Delinquent loan and net charge-off ratios reached their highest levels since 2013, while total asset growth decelerated to its weakest rate in the last decade. The economic uncertainty that has accelerated following Trump's tariff announcements stands to potentially exacerbate the growth and asset quality decline among U.S. Credit Unions for the remainder of 2025. However, despite the questionable economic forecast, credit union executives must put strategic plans and tactics in place to drive profitable asset growth and member growth to position their credit unions for success when economic conditions improve.
During this webinar, we will discuss:
- Deposit and member growth trends for US Credit Unions
- Rate trends across standard deposit and loan products
- Outlook for loan growth and credit quality across different loan categories
- Strategies, tools and tactics to drive member growth and asset growth
Speakers
S&P Global Market Intelligence
Nathan Stovall
Head of FIG Research
Nathan Stovall, with 17 years' experience covering the banking sector, is a principal analyst for the FIG Research offering of S&P Global Market Intelligence. His primary responsibilities include covering and analyzing financial institutions, with a focus on the banking industry.
He is the author of the banking blog, Street Talk, and host of the podcast by the same name. His in-depth analysis of the banking industry, including a focus on community banks, can be found on SPGMI's Research & Analysis feature, which includes historical and forward-looking performance figures.
During his tenure, he has regularly covered and participated on the conference circuit, moderating panels and webinars focused on major issues facing banks. He has spoken as industry events as well, offering updates on bank fundamentals, market conditions and forecasts for what lies ahead. He has been quoted in a number of trade publications and the national press, including The Wall Street Journal, The New York Times, The Financial Times and has appeared on Fox Business News and NPR's Planet Money.
Nathan holds a Bachelor of Arts degrees from Washington & Lee University, where he majored in business journalism
S&P Global Market Intelligence
Will Retzer
S&P Global Market Intelligence
Sr. Analyst, Business Development
Will Retzer is the US Commercial Banks Solutions lead on the S&P Global Market Intelligence Cross Product Market Development team.
He has nearly 20 years of experience within the firm as an analyst, advisor, ambassador, and educator with deep knowledge of the SNL Bank & Insurance datasets, CIQ & CIQ Pro, Sustainability, and Credit Risk Solutions. Will is also a Certified Public Accountant licensed in the state of Virginia.
Questions?
Please contact us if you need more information or have trouble accessing the webinar.