Kroll Bond Rating Agency affirmed Los Angeles-based Hanmi Financial Corp.'s BBB+ senior unsecured debt rating, BBB subordinated debt rating and K2 short-term debt rating.

The rating agency also affirmed Hanmi Financial unit Hanmi Bank's A- deposit and senior unsecured debt ratings, BBB+ subordinated debt rating and K2 short-term deposit and debt ratings.

The outlook for all long-term ratings is stable.

The ratings are based on Hanmi Financial's "strong asset quality metrics, with a historically low charge-off experience, and solid core capital," according to KBRA.