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EU banks better positioned for a downturn than before global financial crisis

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EU banks better positioned for a downturn than before global financial crisis

The European banking system is in a stronger position to weather dented confidence in credit markets than it was when it went into the global financial crisis. The region's lenders are better capitalized, have better liquidity and are more operationally focused after decades of restructuring, according to Andrew Buchanan, head of financial institutions group, Peel Hunt Ltd.

Panellists discussed the status and liquidity of Europe's banks amid the collapse of Silicon Valley Bank, the seizure of Signature Bank in the US and the takeover of Credit Suisse AG by rival UBS Group AG in Europe at the European banks: After bank failures in the U.S., what’s next for the continent’s lenders webinar.

Key takeaways:

  • How resilient are European banks’ liquidity and capital profiles?
  • How might regulators next respond to recent market ructions?
  • In a macro environment of higher rates, will banks’ higher lending revenues be enough to offset credit and deposit costs?
  • Should investors be concerned about unrealized losses on banks’ bond portfolios?



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