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Summary
As credit teams face increasing pressure to deliver faster, more consistent, and audit-ready analysis, AI is reshaping how credit work gets done. But where does it add real value—and where does human judgment remain essential?
Join this panel discussion exploring how organisations are rethinking the credit memo in an AI-enabled world. Drawing on real-world experience, our panelists will share practical perspectives on where firms are today, what’s holding them back, and how they are approaching trust, accountability, and governance.
Through expert discussion and a walkthrough of S&P Global Market Intelligence’s Credit Memo BuilderTM, we’ll bring to life what “AI in credit” looks like in practice—focusing on tangible use cases rather than hype.
In this session, we’ll explore:
- Where the industry stands on AI adoption in credit workflows
- How AI is changing the speed, structure, and consistency of credit memo production
- Where human expertise remains critical—and why
- How leading teams are approaching accountability, governance, and risk
- What audit-ready, AI-supported credit outputs need to look like
Speakers
S&P Global Market Intelligence
Nour Taher, CFA
Senior Manager, Product Management and Development, Credit Solutions
Nour is a Senior Credit Product Specialist in the Credit & Risk Solutions Department, based in Dubai. He focuses on assisting multinational companies, financial institutions as well as professional service companies in improving their credit-related workflows, across a broad range of industries globally. Nour has over 10 years of experience in developing complex solutions related to all aspects of credit risk, specializing in delivering regulatory, pricing, and IFRS9 solutions.
S&P Global Market Intelligence
Jim Elder
Head of Market Development, Credit Solutions
Jim Elder is Head of Market Development for the Credit Solutions Business at S&P Global Market Intelligence. He is responsible for leading a global team tasked with defining the market strategy for the Credit Solutions product suite, including desktop and enterprise solutions focused on information from S&P Global Ratings. This includes solutions such as RatingsDirect and RatingsXpress, where investors, issuers and other market participants turn to understand credit ratings and research from S&P Global Ratings. Jim also leads Partnerships for Credit Solutions, enabling a multitude of firms to enrich their client solutions and platforms with credit ratings information.
Previously, he led market strategy for Credit Analytics, a suite of quantitative credit analysis tools and helped launch Climate Credit Analytics, a tool to understand the credit risk of climate change. He has presented on topics ranging from corporate credit analysis, transfer pricing and risk management to municipal finance and valuation methodologies at numerous industry conferences and webinars.
Jim’s 20+ years of industry experience includes positions in asset management, financial guaranty and structured finance. Prior to joining Standard & Poor’s in 2007, he has worked at J.P. Morgan and XL Capital Assurance.
Jim holds an M.B.A in finance from New York University’s Stern School of Management. Jim graduated with bachelor degrees in Computer Science and Management from Rensselaer Polytechnic Institute.
S&P Global Market Intelligence
Katie Firth
Director, Credit Analytics Product Strategy
Katie Firth is Director of Product for Credit Analytics at S&P Global, where she leads product strategy for risk analytics within the firm’s Global Insights portfolio. She is responsible for how risk intelligence is designed and delivered to support consistent decision‑making across global, regulated markets. Her work focuses on translating sophisticated risk intelligence into enterprise‑grade systems, aligning data, analytics, and governance so AI‑driven capabilities can move beyond pilots and operate reliably inside real workflows. Previously, Katie led product organizations across primary markets and enterprise data platforms, shaping how complex financial intelligence is delivered through integrated products and APIs for mission‑critical use.
S&P Global Market Intelligence
Brandon Newland
Head, Product Management, Credit Solutions
Brandon Newland has been with S&P Global Market Intelligence for over 15 years and currently serves as the Senior Director - Head of Product Development for Credit Solutions, a business focused on the distribution of S&P Global Ratings data and insights. In this role, he leads the development of flagship products such as RatingsDirect and RatingsXpress, and spearheads the integration of AI & Gen AI capabilities into credit workflows. Throughout his tenure at S&P Global, Brandon has held various product and business leadership roles, including building and leading the private markets product team, and the Money Markets Directories business. Before joining S&P Global, he played a key role in the growth of TheMarkets.com, a startup dedicated to distributing sell-side research from leading bulge bracket banks.
Questions?
Please contact us if you need more information or have trouble accessing the webinar.