reportedattributable net profit of €173.3 million in the second quarter, compared to€177.6 million a year ago.
EPS was 7 cents, up from 6 centsin the second quarter of 2015. Excluding unit , Sabadell'ssecond-quarter profit amounted to €89.3 million, or 4 cents per share.
Net interest income reached€968.6 million in the second quarter, up on a yearly basis from €655.9 million.Net fees and commissions increased to €292.4 million from €249.8 million.
Provisions for nonperformingloans and other financial assets decreased year over year to €351.1 millionfrom €579.0 million. Other impairments also dropped, to €115.8 million from €263.6million. The bank did not book any badwill for the second quarter, compared to€207.4 million in the same period in 2015.
For the first half, Sabadell'sattributable net profit amounted to €425.3 million, up from €352.2 million ayear ago. Excluding TSB, the result amounted to €279.6 million.
ROE for the half was 6.46%, upfrom 5.53% a year ago.
The NPL ratio at 6.83% as of June30 was at its lowest level since the first quarter of 2012, the bank noted. TheNPL ratio was 9.01% at the end of June 2015. The NPL coverage ratio stood at54.08%, compared to 53.65% as of June 30, 2015.
The phased-in common equity Tier1 ratio stood at 11.9% at June-end, unchanged from the end of March and up from11.5% as of June 30, 2015. The fully loaded CET1 ratio stood at 11.8% as ofJune 30, unchanged compared to March-end and up from 11.2% a year ago.