U.S. banks and thrifts shuttered 182 branches and only opened 48 during November, almost perfectly matching October's 133 net closures. According to SNL Financial data, there were 91,095 active branches in the U.S. as of Nov. 30.

Cullen/Frost Bankers Inc. opened two new branches last month and was the only institution with more than one net branch opening in the country.

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Bank of America Corp. shed 20 branches in November without opening any, the largest net decrease among any bank or thrift.

During the Goldman Sachs U.S. Financial Services Conference on Dec. 6, Brian Moynihan, Chairman and CEO of BofA, talked about the bank's changing branch strategy. Moynihan said, "We want people coming in and getting a great experience even when it's transactional but getting a great sales experience. And that has been what we've retooling. So the number will continue to drift down is my guess, but the size and scale and structure and methodology of which we set our branches is changing all the time and that will continue to morph based on customer need and usage and we are building new ones."

JPMorgan Chase & Co. and Comerica Inc. followed with 15 net branch closings apiece, although JPMorgan did open four new branches in November, compared to zero for Comerica.

Pennsylvania had 17 net branch closures in November, the most of any state, followed by California and Texas at 14 and 12, respectively. Kansas was the only state to have more than one net opening during November.

Click here for a template that allows you to view bank branch openings and closings. Click here to view a webinar on best practices for bank branch analysis. Click here to access a tool that allows you to generate market share reports for specific companies or U.S. markets. SNL combines bank branch data along with demographic information, which can be accessed via the market demographics page under the U.S. market analysis section of a company's briefing book page on the SNL website or in SNLxl.