SynchronyFinancial released the results of the 2016 stress test conducted byunit Synchrony Bank.

The company projected the following minimum stressed capitalunder the supervisory severely adverse scenario during the nine-quarterplanning horizon from the first quarter of 2016 through the first quarter of2018: A common equity Tier 1 capital ratio of 15.6%, a Tier 1 risk-basedcapital ratio of 15.6%, a total risk-based capital ratio of 17.0% and a Tier 1leverage ratio of 12.0%.

Forecast stressed capital ratios as of Dec. 31, 2018,include a common equity Tier 1 capital ratio of 15.7%, a Tier 1 risk-basedcapital ratio of 15.7%, a total risk-based capital ratio of 17.0% and a Tier 1leverage ratio of 12.6%.

The company also projected that pre-provision net revenuewould total $11.1 billion through the first quarter of 2018. It estimatedpretax net income of $700 million. The projected provision for loan losses was$10.4 billion.