trending Market Intelligence /marketintelligence/en/news-insights/trending/dFQAiPfkDho33_ewpXYgxw2 content
Log in to other products

Login to Market Intelligence Platform

 /


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

In This List

Profitability down at US community banks in Q2'19

Street Talk Episode 56 - Latest bank MOE shows even the strong need scale to thrive

South State CenterState MOE Shows Even The Strong Need Scale To Thrive

Talking Bank Stocks, Playing The M&A Trade With Longtime Investor

Report: Kashkari Says Fed In Holding Pattern But Rate Cut Still Possible


Profitability down at US community banks in Q2'19

Profitability fell at U.S. banks and thrifts with less than $10 billion in assets in the second quarter, according to an analysis of results reported through Aug. 2.

The median return on average equity among the 274 publicly traded banks and thrifts in the analysis was 10.03% for the quarter, down from 10.35% in the year-ago period. The group's median net interest margin inched down to 3.63% from 3.64%.

However, the median efficiency ratio clocked at 61.39%, down from 61.80% in the year-ago quarter. The group's median net charge-off ratio fell slightly to 0.03% from 0.04%.

Median year-over-year loan growth was 8.0% in the second quarter, compared to a 10.7% increase in the year-ago quarter. Deposits grew by a median of 7.7% year over year, down from 9.1% growth in the second quarter of 2018.

SNL Image

Click here to access an Excel template that provides data on earnings at public banks and thrifts.