02 Mar, 2026

Regulators rarely give credit unions full-weighting in bank M&A reviews

In a bank merger competitive analysis, regulators are more likely to include credit unions that have broad membership bases and bank-like products, but they rarely — if ever — give their deposits full weighting.

While credit unions are not included in the Herfindahl-Hirschman Index (HHI) analysis conducted by the Department ...[end of article preview]