Market Insight & Lead Generation
Inform your lending strategy with our market analysis solutions for commercial lending activity, local market characteristics, and bank-focused news and research. Leverage demographics and business listings to size your markets and prioritize initiatives. See how you stack up against the competition with commercial mortgage market share data, or use our mapping tools to visualize your footprint. Learn More
Once you’ve set your strategy, we help you pinpoint opportunities and execute on them. Use our Commercial Prospecting solution to screen for CRE and C&I opportunities that align to your lending strategy. Our prospect-matching tool provides relevant business and contact details, so you’ll have more time to make contact and close deals.
Pricing & Total Relationship Optimization
Many banks sacrifice profitability due to a lack of insight around loan pricing. The Performance Optimization Program helps you maximize risk-adjusted revenue, while considering market conditions and total relationship profitability. Sourced directly from our clients’ commercial loan systems and updated monthly, our aggregated pricing data is driven by the key factors that impact pricing for new and renewing loans.
Management analytics let you monitor your pricing relative to the overall market, in-market competitors, and within your internal teams. Provide your lenders the insight needed to maximize risk-adjusted pricing for each deal. Our advisors serve as resources to help you develop a culture focused on optimizing loan pricing, without compromising your bank’s other business objectives. Learn More
Credit Analysis & Assessment
Assessing your credit exposures and meeting regulatory requirements—including CECL (Current Expected Credit Losses)—doesn’t have to be a burden. With vital data on 4,000,000+ public and private entities, our credit risk analysis tools and CECL solutions help you leverage historical, current, and forward-looking information to determine expected loss estimates. Plus, you can estimate losses over the life of the loan. Our scoring solutions, coupled with 30+ years of historical default, rating transition, and recovery data, help you efficiently and reliably monitor risk.
Credit Assessment Scorecards for 60+ sectors globally integrate both quantitative and qualitative risk factors to help you assess creditworthiness and probability of default with confidence. Learn More
Credit Surveillance & Portfolio Tracking
Get a full view of the health of your portfolio with Credit Quality and Collateral Concentration dashboards in the SNL Banker solution. Drill down to highlight areas of potential risk within your own portfolio, and proactively mitigate those risks. Use the Credit Analytics dashboard to track your existing portfolio and activate alerts to notify you of changes to your risk exposure. Easily monitor your existing portfolio for upcoming renewals to equip your relationship managers for renewal and repricing conversations.
You can also identify weakening credit and strengthen surveillance with a range of quantitative models that generate short-term, medium-term, and long-term credit and probability of default (PD) scores, that broadly align with credit ratings from S&P Global Ratings. Learn More
Portfolio & Lender Performance Analysis
We help you further develop your sales culture, monitor, and optimize the productivity of your lending teams with employee, branch, and regional scorecards. Drive incentive and performance reporting across management and down to your front lines. Our advisors help you optimize your pricing strategy and cultivate a culture to help all of your lenders make smarter and more profitable pricing decisions Learn More